Home Buying Tips

Taking the Fear Out of the Mortgage Process

A considerable number of potential buyers shy away from the real estate market because they’re uncertain about the buying process – particularly when it comes to qualifying for a mortgage. For many, the mortgage process can be scary, but it doesn’t have to be!  In order to qualify in today’s market, you’ll need a down payment (the average down payment on all loans last year was 5%, with...

Preparing for Moving Day

Moving Day is almost here: As your moving day gets closer, keep in mind not all items can or will be packed and moved by a professional moving company Some items they will not touch and others you would want to transport yourself. If you start planning now you can have a smoother transition. Common items on most movers will not touch include: Living Things Most movers will not transport any living...

applying for a mortgage

Things to Avoid After Applying for a Mortgage

Congratulations! You’ve found a home to buy and have applied for a mortgage! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you how your decisions will impact your home loan. I run across these tips which I...

Seis Razones Para Comprar Versus Alquiler

Here is a List of 6 Benefits of Homeownership vs Renting for our Spanish Readers: Pagos mensuales de la hipoteca crean equidad Cuando paga su pago hipotecario mensual, básicamente se está pagando a si mismo al pagar lentamente su préstamo hipotecario, creando una equidad en su hogar. Ventajas Fiscales Podría deducir el interés que paga por su hipoteca, su propiedad y algunos de los otros...

New Homes Compared to Existing (Used) Homes

First of all, let me say that every opinion is valid because people are free to think the way we see fit. In this article, I will discuss my personal opinion about new homes as compared to existing (used) homes. When I first came to the US, I used to drive a 1980 Toyota Corolla. I did not pay much for the car, but on average, I spent about $300 every month on repairs. One month it was the alternator,...

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